🔨Handyman Insurance
Handyman Insurance
Handyman Insurance
in California
Professional Handyman insurance coverage. Protect your business with comprehensive liability, workers compensation, and specialized coverage tailored to your trade.
Key Risks for Handymans
Third-party bodily injury and property damage claims
Employee injury and workers compensation claims
Tools and equipment loss or damage
Contract disputes and project delays
Professional liability for workmanship
Commercial auto exposure from work vehicles
Coverage Requirements
Coverage
Typical Limit
Required
Why It Matters
General Liability
$1M/$2M
Standard minimum for most contractor work
Workers Compensation
Statutory
Required in virtually all states
Commercial Auto
$1M CSL
For work vehicles and equipment transport
Tools & Equipment
$25K–$100K
Protects specialized trade tools
Excess / Umbrella
$1M–$5M
For larger commercial contracts