Commercial Auto Insurance · California
Commercial Auto Insurance for Business Vehicles
Personal auto insurance excludes vehicles used for business purposes. Commercial Auto covers owned, leased, rented, and employee-owned vehicles used for work — including liability, collision, comprehensive, uninsured motorist, and fleet programs.
What It Covers
At-fault accidents causing injury or property damage
Employees driving personal vehicles on company business
Hired or rented vehicle liability exposure
Uninsured or underinsured motorist claims
Fleet vehicle theft, vandalism, or weather damage
Driver record issues affecting insurability
Coverage Components
Core Components
Business Auto Liability
Covers bodily injury and property damage caused by your business vehicles.
Optional / Add-On Components
Collision Coverage
Covers damage to your vehicle from an at-fault collision.
Comprehensive Coverage
Covers theft, vandalism, weather, and non-collision damage to your vehicles.
Hired & Non-Owned Auto
Covers vehicles your business rents or employees use for business purposes.
Uninsured Motorist
Covers your vehicle and occupants when an at-fault driver has no insurance.
Medical Payments
Pays medical expenses for occupants of your vehicle regardless of fault.
Frequently Asked Questions
