What is Capital & Co Insurance Services?

Capital & Co Insurance Services manages 2 data types including insurance products.

What types of commercial insurance does Capital & Co offer?

Capital & Co offers general liability, workers compensation, commercial auto, commercial property, umbrella/excess liability, professional liability (E&O), cyber liability, surety bonds, inland marine, and builders risk insurance for businesses in California and nationwide.

Do I need workers compensation insurance in California?

Yes. California law requires most employers to carry workers compensation insurance, even for part-time employees. Failure to carry it is a criminal offense. Capital & Co can help you get compliant coverage quickly.

How much does general liability insurance cost for a contractor?

General liability insurance for contractors in California typically ranges from $500 to $3,000+ per year depending on trade, payroll, revenue, and claims history. Capital & Co shops 50+ carriers to find the most competitive rate.

How quickly can I get a certificate of insurance (COI)?

Capital & Co processes certificate of insurance requests within 24 business hours. Existing clients can submit a COI request online at capcoinsurance.com/coi-request.

Does Capital & Co serve businesses outside of Los Angeles?

Yes. While our primary market is Los Angeles and Southern California, Capital & Co places commercial insurance for businesses throughout California and nationwide through our carrier network.

What is a surety bond and does my contractor license require one?

A surety bond is a three-party guarantee that a contractor will fulfill their contractual obligations. California requires most licensed contractors to carry a $25,000 contractor license bond (CSLB bond). Capital & Co can issue contractor bonds same-day in most cases.

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Reach out directly or submit a consultation request. We respond to all inquiries promptly.

310-492-2007

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cs@capcoinsurance.com

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www.Capcoinsurance.com

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5455 Wilshire Blvd #1816, Los Angeles, CA 90036

Serving CA & Nationwide

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310-492-2007

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By submitting, I agree to be contacted by Capital & Co Insurance Services at the phone number and email I provided by call, text, and/or email (including autodialed or prerecorded calls or texts if used) about my inquiry and insurance products. Consent is not a condition of purchase. Msg/data rates may apply. Reply STOP to opt out of texts. See our Privacy Policy and Terms of Service.

License #6002332 · We typically respond within one business day.

Capital & Co Insurance Services is an independent insurance agency (CA License #6002332), not an insurance company. We are not affiliated with any single carrier. Submitting does not bind or guarantee coverage. Quotes are subject to carrier underwriting.

Existing Clients

Request a Certificate of Insurance

Need a COI for a project or contract? Our team processes certificates within 24 hours during normal business days.

Had a Loss?

Submit a Claim

Experiencing a loss? Learn what to do next and how Capital & Co supports you through the claims process.

Free Resource

New to Commercial Insurance?

Browse our plain-English glossary — 34 terms explained so you always know what you're signing.

View Glossary

Professional business office representing commercial insurance consultation and support services

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Our team is available to answer questions and help you find the right coverage for your business.

License #6002332 · California Licensed Agency