Inland Marine & Equipment Coverage · California
Inland Marine Insurance for Tools, Equipment & Property in Transit
Inland Marine insurance covers property that moves — tools, equipment, materials, and specialized assets that standard commercial property policies often exclude or underinsure. It's essential for contractors, service businesses, and any company with high-value mobile assets.
What It Covers
Tool and equipment theft from job sites or vehicles
Damage to equipment during transport or at temporary locations
Borrowed or rented equipment damage liability
Materials in transit or at off-site storage
Specialized equipment not covered under standard property
Contractor installation floater claims during projects
Coverage Components
Core Components
Contractor's Equipment Floater
Covers tools and equipment owned by or in the care of a contractor.
Optional / Add-On Components
Installation Floater
Covers materials and equipment during installation on a project site.
Scheduled Equipment
High-value or specialized equipment listed individually for agreed-value coverage.
Materials in Transit
Covers goods and materials while being transported between locations.
Leased Equipment Liability
Covers liability for damage to rented or borrowed equipment.
Builder's Risk (Mini)
Short-term project-specific property coverage for renovation or remodel jobs.
Frequently Asked Questions
