Insurance for the Industries That Drive Business

Contractors face unique exposures on every project — from third-party injury on job sites to property damage during work. Subcontractors often need to be listed as Additional Insured on general contractor policies.

Property owners and investors need coverage that protects physical assets, responds to tenant and visitor liability claims, and covers loss of rental income when a property is damaged.

Commercial trucking carries some of the highest liability exposures in any industry. From cargo claims and auto liability to workers comp for drivers, transportation businesses need specialized programs.

Restaurants, bars, hotels, and event venues face a wide range of risks — from slip-and-fall injuries and food contamination to liquor liability exposure and kitchen fires.

Manufacturing businesses carry significant product liability exposure. Equipment breakdown, property damage, workers comp for plant employees, and commercial auto are all critical coverage components.

Medical offices, law firms, consultants, and accountants need coverage for the advice they give, the data they handle, and the spaces they operate in.

Retail and wholesale businesses deal with high customer traffic, large inventory values, product liability, and employee injury risks.

Startups need insurance programs that are flexible and able to scale. From foundational GL and professional liability to D&O and cyber protection for digital operations.