What is Capital & Co Insurance Services?

Capital & Co Insurance Services manages 2 data types including insurance products.

What types of commercial insurance does Capital & Co offer?

Capital & Co offers general liability, workers compensation, commercial auto, commercial property, umbrella/excess liability, professional liability (E&O), cyber liability, surety bonds, inland marine, and builders risk insurance for businesses in California and nationwide.

Do I need workers compensation insurance in California?

Yes. California law requires most employers to carry workers compensation insurance, even for part-time employees. Failure to carry it is a criminal offense. Capital & Co can help you get compliant coverage quickly.

How much does general liability insurance cost for a contractor?

General liability insurance for contractors in California typically ranges from $500 to $3,000+ per year depending on trade, payroll, revenue, and claims history. Capital & Co shops 50+ carriers to find the most competitive rate.

How quickly can I get a certificate of insurance (COI)?

Capital & Co processes certificate of insurance requests within 24 business hours. Existing clients can submit a COI request online at capcoinsurance.com/coi-request.

Does Capital & Co serve businesses outside of Los Angeles?

Yes. While our primary market is Los Angeles and Southern California, Capital & Co places commercial insurance for businesses throughout California and nationwide through our carrier network.

What is a surety bond and does my contractor license require one?

A surety bond is a three-party guarantee that a contractor will fulfill their contractual obligations. California requires most licensed contractors to carry a $25,000 contractor license bond (CSLB bond). Capital & Co can issue contractor bonds same-day in most cases.

Service Areas

Commercial Insurance Across Greater Los Angeles

Capital & Co serves businesses throughout Los Angeles County and California. Find your city below for local coverage information and a customized quote.

Santa Monica

Los Angeles County

Santa Monica is home to a thriving mix of retail, hospitality, tech startups, and professional services. Capital & Co Insurance Services provides tailored commercial insurance programs for Santa Monica businesses — from the Third Street Promenade to the beachfront hotel corridor.

Retail & HospitalityTech StartupsProfessional Services

Beverly Hills

Los Angeles County

Beverly Hills contractors work on some of the highest-value residential and commercial properties in the country. Capital & Co provides contractor insurance programs built for the unique exposures of Beverly Hills construction — from luxury home renovations to high-rise commercial buildouts.

General ContractorsSpecialty TradesLuxury Residential Builders

West Hollywood

Los Angeles County

West Hollywood is one of LA's most dynamic business districts — home to entertainment industry companies, nightlife venues, salons, gyms, restaurants, and creative agencies. Capital & Co builds commercial insurance programs for the full spectrum of WeHo businesses.

Entertainment & MediaRestaurants & NightlifeSalons & Wellness

Culver City

Los Angeles County

Culver City has emerged as a major hub for technology, media production, and logistics operations. Capital & Co provides commercial insurance for Culver City's diverse business community — from streaming studios and tech companies to warehousing and distribution operations.

Media & EntertainmentTechnology CompaniesWarehousing & Logistics

Burbank

Los Angeles County

Burbank is the entertainment capital of the world — home to major studios, production companies, and the support businesses that serve them. Capital & Co provides commercial insurance for Burbank businesses ranging from production studios and equipment rental companies to retailers and contractors.

Film & TV ProductionEquipment RentalContractors & Trades

Pasadena

Los Angeles County

Pasadena is home to world-class research institutions, healthcare providers, law firms, financial services, and a vibrant restaurant and retail scene. Capital & Co provides commercial insurance programs for the full spectrum of Pasadena businesses.

Healthcare & MedicalProfessional ServicesRestaurants & Retail

Long Beach

Los Angeles County

Long Beach is one of the busiest port cities in the world — home to major logistics operations, trucking companies, manufacturing facilities, and a diverse commercial business community. Capital & Co provides commercial insurance for Long Beach businesses of all types and sizes.

Trucking & LogisticsManufacturing & WarehousingPort Operations

Glendale

Los Angeles County

Glendale is one of the most economically diverse cities in Los Angeles County — home to retailers, restaurants, professional service firms, auto dealerships, medical offices, and a thriving Armenian business community. Capital & Co provides commercial insurance for Glendale businesses across every sector.

Retail & WholesaleAuto Dealers & ServiceHealthcare & Medical

Torrance

Los Angeles County

Torrance is a major South Bay business hub — home to corporate headquarters, manufacturers, technology firms, and a thriving retail and restaurant community. Capital & Co provides commercial insurance for Torrance businesses across all industries.

Manufacturing & IndustrialTechnology CompaniesAuto Industry

El Segundo

Los Angeles County

El Segundo punches above its weight as a business destination — home to major aerospace and defense contractors, technology firms, media companies, and a growing restaurant and hospitality scene. Capital & Co provides insurance for El Segundo's concentrated business community.

Aerospace & DefenseTechnology & MediaProfessional Services

Inglewood

Los Angeles County

Inglewood is experiencing a major economic renaissance — driven by SoFi Stadium, the Intuit Dome, and a wave of new commercial development. Capital & Co provides commercial insurance for Inglewood businesses navigating this growth — from established retailers to new hospitality and construction operations.

Hospitality & EntertainmentContractors & ConstructionRetail & Restaurants

Manhattan Beach

Los Angeles County

Manhattan Beach hosts an affluent, active business community — from high-end retail and restaurants to professional services firms and luxury real estate operations. Capital & Co provides commercial insurance for Manhattan Beach businesses that demand premium coverage and responsive service.

Restaurants & HospitalityReal Estate & PropertyProfessional Services

Modern office building representing commercial business insurance and corporate coverage solutions

Get Started

Ready to Place a Risk?

Our team is standing by to help you find the right commercial coverage. Submit your information and get a competitive quote from Capital & Co.

License #6002332 · California Licensed Agency