Commercial Insurance Built for Manhattan Beach Businesses
Manhattan Beach hosts an affluent, active business community — from high-end retail and restaurants to professional services firms and luxury real estate operations. Capital & Co provides commercial insurance for Manhattan Beach businesses that demand premium coverage and responsive service.
Manhattan Beach businesses benefit from a high-income customer base but also face elevated property values and corresponding insurance costs. Professional service firms in Manhattan Beach often need E&O and Cyber coverage alongside foundational GL. Our team tailors programs to the specific exposures of South Bay premium businesses.
Industries We Serve in Manhattan Beach
- Restaurants & Hospitality
- Real Estate & Property
- Professional Services
- Retail & Boutiques
- Contractors & Trades
Your Local Agent
Capital & Co, based in Los Angeles, serves Manhattan Beach businesses.
Insurance Products Available in Manhattan Beach
We place all major commercial lines for Manhattan Beach businesses through top-rated admitted and surplus lines carriers.
General Liability
Workers Comp
Commercial Auto
Property Insurance
Cyber Liability
Professional Liability
Excess & Umbrella
Bonds & Surety
Builders Risk
Inland Marine
Commercial Insurance Checklist for Manhattan Beach Businesses
A quick compliance reference for Manhattan Beach business owners and contractors. Download it, keep it on file, and share it with your team.
- Contractors working in Manhattan Beach must hold a valid CSLB license — verify any trade contractor's license status with the California State License Board before hiring.
- Manhattan Beach businesses with one or more employees are required to carry Workers' Compensation insurance under California Labor Code §3700.
- Manhattan Beach restaurants, bars, and venues serving alcohol need Liquor Liability coverage and a valid ABC license for CA.
- Commercial vehicles garaged in Manhattan Beach (90266 area) require California commercial auto insurance with liability limits that meet or exceed state minimums.
- Businesses leasing space in Manhattan Beach should confirm Certificate of Insurance (COI) requirements with their landlord — most Los Angeles County property managers require $1M–$2M General Liability limits.
Request a Quote for Your Manhattan Beach Business
Tell us about your business and we'll respond with competitive commercial insurance options — fast.
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